Wow, thanks for that update.
Again, they are ruthlessly brilliant over at JRI James Ray International, the imploding company of red ink.
With a credit card transaction, a person can do a chargeback if you get ripped-off. [
en.wikipedia.org] A chargeback is there for consumer protection.
But if a person sends a money order or personal check TOUGH NUTS sucka. That is a CASH deal, and once the money is gone, its gone. They could cancel the seminar if they feel like it, and the money is gone.
What can the customer do? Answer, NOTHING. Join the end of the very long line of creditors.
The James Ray alleged "refund" is another SCAM. 3 days after the order? Why, because that is probably the forced cooling off period for any legal contract, depending on the state.
There is no actual "refund" then from James Ray International.
Even a few evil LGAT seminars offer a "refund" from the LGAT if you leave on the first day, and turn in your materials. (they will often scam you on that though).
But notice the diabolical trickery of James Ray and Co, that they pull on the naive. They have a "refund policy" page, but in fact there is no refund.
Its like the movie Glen Garry Glenn Ross, where Al Pacino tries to deceive and stall the guy for 3 days over the long weekend, so he can't get out of the rip-off contract.
Will take a full look at that refund page soon.
And yes, James Ray is targeting his True Believer followers, as predicted here in the psychic thread about James Ray! So far, predictions are 100% accurate!
The James Ray followers that remain, are going to be the ones to pay his bills.
That is the utterly ruthless cold-blooded mentality of the LGAT seminar salesman, in black and white. That is how they operate.
Is the hotel venue going to get paid, or will they not get paid like the millions that JRI says they owe to others?
Is it going to be at the Marriott? Wonder if the manager of that Marriott knows what they are getting into?
Harmonic Wealth Weekend
Venue: Marriott Oakland Hotel, San Francisco, United States
Oakland Marriott City Center [
www.marriott.com]
San Francisco, CA (Mar 19-20, 2010),
Chicago, IL (Jun 4-5, 2010)
Quote
Stoic
I tried to register, especially as I was offered the '100% iron clad money back guarantee'---no locations given so far---I note that all payment is by mail cheque or money order so he's either lost his merchant account and cannot accept credit cards or he's leery about the credit card companies refund policies being a lot more generous than his own.
His refund policy only allows 3 days after the order to cancel, and as none of the usual contact methods seem to be working I doubt you would get through in the time to cancel. He is unlikely to give out locations until the payment is secure in his hands. Lots of disclaimers re cancelled or postponed events, so very little chance of getting your money back whatever happens. If you don't pay up with the money order, it is clear from the refund policy that you will be hounded for it and charged a hefty interest.
I think he is relying on the True Believers to support his events and cutting out the curious and newcomers.