I agree with you. People began to use karma to make their lives easier and to take advantage of the so-called universe. For example, I had
a tarot card, and a stranger passed me and cut it. That's karma for what I've done in the past. I can't believe such a thing, because I can't know if that person is a stranger or an old colleague I got used to with something and he rewards himself in that way. This topic is very skeptical, and you have to be careful with what people you discuss it with so that you don't know what he can do to you at your next meeting.